In 2024, OMNIASIG significantly accelerated the implementation of its Sustainability Strategy, setting concrete objectives aligned both with international standards and with those of the Vienna Insurance Group (VIG), of which it is a member.

The company consolidated its Sustainability Program, structured around six key areas, each with clear, locally relevant goals that reflect both market needs and VIG Group requirements:

• Clients: Developing inclusive products and supporting clients’ financial resilience.
• Employees: Enhancing employer attractiveness and fostering a balanced, empathetic workplace.
• Society: Promoting volunteering and risk education through employee engagement in communities, building awareness and resilience.
• Asset Management: Reducing emissions from investment portfolios and aligning them with ESG principles, with a target of climate neutrality by 2050.
• Retail Underwriting: Lowering emissions in Auto and Property insurance lines and increasing the share of sustainable products.
• Corporate Underwriting: Reducing insured portfolio emissions to net-zero by 2050. In 2024, OMNIASIG reduced absolute CO₂ emissions by 6% and relative emissions by 23%.

Responsible Underwriting Policy – A Pillar of Climate Neutrality

To enable a sustainable transition, OMNIASIG monitors clients with major climate impact, assessing their CO₂ emissions and 2030 transition plans, in order to build tailored partnerships. The company continues to apply a strict and responsible underwriting policy in the coal-based energy sector.

Looking ahead, OMNIASIG aims to strengthen its responsible underwriting strategy, targeting climate neutrality across the entire insurance portfolio by 2050. Strategic priorities include: finalizing climate transition analyses for top corporate clients by 2025, developing inclusive products for vulnerable communities, incentivizing responsible behaviors through potential rewards and prevention solutions, and continuously optimizing its portfolio with specialized CO₂ emission assessments.

Concrete Steps to Reduce Own Operational Emissions

OMNIASIG has implemented multiple measures to boost energy efficiency, cut environmental impact, and encourage sustainable behaviors.

• Solar panels have been installed at 12 office locations across Bucharest, Cluj, Constanța, Arad, Timișoara, Alba, Sibiu, and Pitești, with plans for further expansion.
• Fleet modernization: 7 electric and 31 hybrid cars were added, supported by charging stations in major cities.
• Awareness campaigns and digitalization initiatives have cut paper use by 26%.
• Recycling and volunteering: 68,000 kg of materials recycled, 39% increase in renewable energy use, and approx. 7,000 saplings planted by employees.

The newly launched VClaims digital platform streamlines claims management, allowing clients to file and track claims online, upload documents, and schedule inspections in real time.

Responsible Investments and Portfolio Decarbonization

OMNIASIG is committed to fully decarbonizing its investment portfolio by 2050 by integrating sustainability principles across decision-making processes.

• In 2024, the company reduced CO₂ emissions from corporate bonds by 30.5% and from government securities by 14.9% compared to 2023.
• The sustainable bonds portfolio exceeded 70 million lei, financing green energy, sustainable infrastructure, and financial inclusion projects.
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Social Responsibility in Romanian Communities

Through sponsorships and volunteer programs, OMNIASIG supported impactful community initiatives:

• Contributed to Asociația Dăruiește Viață’s project to build Romania’s first Pediatric Medical Campus.
• Donated wooden houses to child centers in Prahova and Dâmbovița counties.
• Renovated learning spaces, planted trees, and provided mentorship for students in partnership with World Vision Romania.
• Supported families affected by floods in Pechea and engaged with children from the E.G.A.L. center – Red Cross Babadag in Tulcea County.

Investing in People – Employee Engagement and Wellbeing

In 2024, OMNIASIG placed strong emphasis on employee wellbeing and development:

• 24,965+ hours of training, including ESG-focused sessions for over one-third of staff.
• Launch of OMNI-Future, an internal innovation competition.
• Achieved a 94% retention rate and 72% employee satisfaction score.
• Certified as a Great Place to Work, recognizing its commitment to work-life balance, wellbeing, and professional growth.

30 Years of Trust and Performance

In 2025, OMNIASIG celebrates 30 years of trust and performance on the Romanian insurance market. Marking this milestone, the company pledged to plant one tree for every CASCO policy issued to individuals and SMEs in 2025.

So far, 205 employee volunteers have planted 23,700 trees across seven counties, with a target of at least 30,000 by year-end.

Looking Ahead

OMNIASIG reaffirms its commitment to responsible investments and net-zero CO₂ emissions by 2050, with interim 2030 goals including targeted emission cuts for corporate (-32%) and government bonds (-4%).

The strategy also emphasizes:

• Promotion of ESG-eligible funds.
• Integration of social bonds to support vulnerable communities.
• Participation in green funds managed by VIG or certified partners.
• Continuous ESG evaluation of assets and exclusion of controversial activities.

Mihai Tecău, President of the Managing Board of OMNIASIG, stated: “2024 has shown us that economic performance can go hand in hand with social responsibility and sustainability. Our commitment remains the same: to be a responsible and reliable partner where protection and action are needed most. With the involvement of our employees, we continue to create tangible positive impact in communities and for the environment, supporting education, safety, and responsible behavior.”